There are many ways in which a family and individuals can protect themselves, and because of the vast array of products available there is usually an appropriate policy for most circumstances, and most budgets.
Our advisers will thoroughly research the whole market and use their extensive experience and knowledge to identify and recommend the most suitable product for your needs.
An insurance policy represents a cost-effective way to manage and protect against the risk of unexpected events. It is achieved through pooling together with others via an insurance company; if a large number of people pay a small premium to an insurance company, then if for example, one of those people falls ill, then there is a lump sum or income available to give to that person.
Saving £50 per month into a bank account for 12 months would generate £600 plus interest. In contrast, buying an insurance policy for £50 per month might purchase £200,000 of cover payable on serious illness.
Different types of protection product may become a priority need at different points within our lives.
Examples of areas that we cover include:
Just because you have a policy doesn’t mean that you have enough cover. For example, recent surveys suggest that the average person carries about twice their annual salary in life insurance. Assuming that your beneficiaries spend at a similar rate, that might last say three years if you die. What happens then? A professional review of your existing protection policies will help you assess the following questions.
Get in touch today to find out how you can benefit from our protection service.